White-label automated financial advisor

Ernest is a unique blend of advanced transaction analytics, behavioral sciences and powerful omnichannel delivery via a two-way messaging capability.

Through powerful transaction analytics, Ernest helps clients understand their overall household, car or entertainment related expenses, helps them improve their monthly salary-to-salary cash flow or looks for saving potential in clients’ discretionary and regular spending.

Ernest beats the traditional PFMs by being accurate, insightful and proactive. It‘s, in essence, a platform for behavioral change – a set of programs helping clients move from point A (e.g. no financial reserve) to point B (e.g. financial reserve for 3-6 month of household expenses).